Systems and methods for dynamic transaction-payment routing

This system acts as a smart intermediary for mobile payments, helping merchants save money. When a customer pays, it instantly checks the fees of all available payment processors for that specific transaction and automatically routes it through the cheapest option. The system is designed to use payment tokens that contain financial account details for secure processing.

Why it matters: The proliferation of payment processors and their varied fee structures has intensified since 2013, making automated fee optimization more critical. Modern API standards and cloud infrastructure now simplify building and integrating such a system.

Status: Not in forceListed as no longer active. The specific reason is not in the record we hold.
How hard to build: SpecializedComplex software logic, payment gateway integration

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