This system helps secure financial transactions made on mobile devices by letting users define their own security rules. Users set up when a transaction can proceed without needing extra verification and what kind of security check is required if it does. The system then applies these personalized rules to each transaction, asking for authentication only when necessary, using features the user has customized.
Why it matters: Filed before ubiquitous mobile payments and advanced biometrics. The claims for customizable security features are now more robust with modern phone capabilities.
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