Application processing and decision systems and processes

This invention describes a system for automating credit decisions. It works by letting a user define specific rules for approving or denying credit using a simple, human-like language through a computer interface. The system then uses these rules, along with applicant information, to make and display a credit decision, specifically allowing users to drag and drop visual elements to build these rules.

Why it matters: Filed before advanced natural language processing and large language models made understanding human-like language for rule definition practical. Modern UI/UX simplifies object-based rule building.

Status: Not in forceListed as no longer active. The specific reason is not in the record we hold.
How hard to build: SpecializedSoftware logic, UI/UX, near-natural language processing

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