Network-based system

This invention describes an online payment system where a customer can buy goods or services from a merchant over a network. It uses separate customer and merchant account servers, plus a system services server, to handle the transaction, aiming to keep the customer's identity private from the merchant while ensuring the merchant receives payment. The core method specifically requires the customer's computer to add an audit identifier when acknowledging the transaction.

Why it matters: Filed before widespread cloud infrastructure and advanced cryptographic techniques made complex, privacy-focused online payment systems more feasible. The public's increased demand for transaction privacy also aligns better with its core anonymity feature now.

Status: Not in forceListed as no longer active. The specific reason is not in the record we hold.
How hard to build: SpecializedComplex software logic, secure network protocols, server infrastructure.

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