This invention describes a server-based system designed to manage user accounts and preferences for secure transactions. It allows users to enable biometric authentication, using their personal device, to confirm their identity for payments or other secure actions, with the server storing the necessary settings and receiving authentication requests.
Why it matters: Filed when biometric payment authentication via wearables was still gaining widespread trust and standardization. Since 2023, the increased reliability of on-device biometrics and the maturation of secure server-side payment processing have streamlined the integration and user acceptance of such systems.
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