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Patent drawing for Transaction periodicity forecast using machine learning-trained classifier
US 20,210,406,896 A1
Business & commerce US 20,210,406,896 A1 Expired

Transaction periodicity forecast using machine learning-trained classifier

This system uses artificial intelligence to predict if a payment is a regular, recurring transaction. When a payment request arrives, a computer server analyzes it using a machine learning model that specifically looks for patterns by comparing how often the transaction happens with different time delays. If the system determines it's a recurring payment, it adds a special "recurrent flag" to the payment request before sending it to the bank, which helps the bank approve these regular payments more successfully.

Why it matters: Filed before the maturation of specialized time-series analysis libraries and cloud ML services. Building and deploying accurate periodicity classifiers is now more streamlined.

Status
ExpiredProtection ended and was never renewed
How hard to build
SpecializedMachine learning software, API integration

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