System and method for consumer management purchasing and account information

This invention describes a computer system designed to help people shop online. It aims to make shopping better by managing purchases and accounts, but the surviving claims narrow its focus to comparing prices across many different stores and finding the best possible discounts, particularly those that depend on reaching a certain spending amount.

Why it matters: Filed before advanced AI could easily parse complex merchant data and dynamically apply spending threshold discounts. Modern machine learning can now more effectively automate the identification and optimization of these specific discount types across many retailers.

Status: ExpiredProtection ended and was never renewed
How hard to build: SpecializedHeavy software system for comparison and discounts.

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