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This invention describes a computer system designed to automate financial transactions between businesses. It works by monitoring for new payment files, processing them through steps like parsing and validation, and then updating records based on the transaction's outcome. The claims specifically detail a method where a payment management computer retrieves, parses, and validates payment instruction files using event codes.
Why it matters: Filed before widespread adoption of cloud-native architectures and the API economy, which now make building and integrating a flexible, decoupled B2B payment network significantly more feasible and scalable. The emphasis on universal identifiers and relationships aligns with modern open banking and microservices principles.
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