Biometric-based payment rewards

This invention describes a system that encourages healthy living by offering personalized rewards. It works by tracking a user's biometric data from a wearable device, then using a machine learning model to suggest specific merchant offers that are likely to improve their wellness. After a user activates an offer, the system collects new biometric data, compares it to the initial data, and calculates an "improvement score" to update the user's wellness profile and refine future reward suggestions.

Why it matters: Since 2021, advancements in machine learning algorithms have significantly improved their ability to identify subtle correlations between user behavior and biometric data changes. Concurrently, the accuracy and variety of biometric sensors in consumer wearable devices have expanded, making the collection of diverse wellness data more robust for training such models.

Status: Not in forceListed as no longer active. The specific reason is not in the record we hold.
How hard to build: SpecializedSoftware logic, ML model, payment integration

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