Selective authorization method and system

This invention describes a system for making mobile payments more convenient by reducing the need to repeatedly enter a passcode. After a user enters their passcode once on their phone, the system remembers this verification for a specific time window that the user has set. During this window, the user can make multiple payments, potentially using contactless technology, without needing to re-enter their passcode for each transaction.

Why it matters: Since 2019, advancements in secure element technology and standardized payment network APIs have made implementing and integrating this type of time-windowed authorization more robust and secure within existing mobile payment ecosystems.

Status: Not in forceListed as no longer active. The specific reason is not in the record we hold.
How hard to build: SpecializedHeavy software system, payment network integration

3 AI reinvention directions for this patent

See all three

AI gives you a few directions you could take this. Pick one, and we check whether your version is different enough to patent, then write the filing.

Reinvent this with AI

Where this one came from

Every morning we go through millions of abandoned patents and pick out 15 worth your time. This was one of today’s.

This one

+10