Systems and methods to generate a location dependent alert in a mobile device of a user

This invention describes a smartphone application that uses your location to predict when you're about to make a payment. Before you even begin the transaction, the app suggests which of your linked accounts, like a specific credit card, you should use. This suggestion is based on your current location, potentially by detecting nearby payment terminals or recognizing a pattern of your movement towards one.

Why it matters: Mobile device processing power and battery efficiency have improved since 2022, making continuous background location monitoring and on-device prediction less burdensome.

Status: Not in forceListed as no longer active. The specific reason is not in the record we hold.
How hard to build: SpecializedSoftware logic, mobile app, location services integration

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