This invention describes an electronic device, such as a smartphone or computer, that authenticates users for financial services. It uses its camera to observe the user and an artificial intelligence model to detect if the user is in a "threat situation" during the authentication process. The AI model is specifically trained to look for signs like eye movements, pulse rate changes, facial color shifts, or expressions to determine if the user is being coerced or is under duress, and then adjusts the authentication outcome accordingly.
Why it matters: Filed before current advancements in on-device AI and computer vision. Real-time biometric analysis from standard cameras is now highly efficient and accessible.
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