Content presentation based on location

This invention describes a system, likely through a financial institution's personal finance app, that tracks your location. When you approach a store selling certain items, the system checks your financial data to see if you qualify for a financing offer for one of those items. If you do, it automatically sends you that financing offer.

Why it matters: Filed before the widespread adoption of embedded finance and advanced real-time credit scoring. The claims cover a financial institution offering financing at the point of interest, a concept now more viable with improved API integrations and BNPL models.

Status: Not in forceListed as no longer active. The specific reason is not in the record we hold.
How hard to build: SpecializedSoftware logic, backend servers, mobile app, financial data.

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