This invention describes a system that scores how safely someone drives by collecting data from their vehicle. Specifically, the claims narrow this to data gathered from a device plugged into the car's ODB-2 port. This data is analyzed by artificial intelligence in the cloud to create a unique 'signature' of the driver's habits, identify risky maneuvers, and ultimately help set insurance rates.
Why it matters: Since 2019, advancements in cloud-based AI and machine learning models have made real-time analysis of large datasets more efficient and powerful. This could enhance the accuracy and responsiveness of the driver scoring system.
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