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This invention describes a computer system that authenticates users by asking them personalized questions. When a user requests to do something, the system gathers information about them from various places, like their location, past activities, and personal details. It then uses artificial intelligence to create unique authentication questions and their correct answers, which are sent to the user for verification.
Why it matters: Filed before the widespread adoption of advanced AI models, the system's core function of dynamically generating authentication questions and answers using machine learning is now significantly more feasible and robust. The increased sophistication of real-time data integration and AI capabilities since 2018 makes this approach to adaptive security more practical.
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