Mobile device, method, and computer storage medium for determining an order of stored data items/payment account numbers based on location

This invention describes a smartphone feature that helps you choose the right payment method or other stored information based on where you are. Before you pay, your phone sends its location to a server, which identifies the type of place you're at. Your phone then uses this information to arrange your payment options in a suggested order, making it quicker to select the best one for that specific location when using tap-to-pay.

Why it matters: Since 2019, advancements in AI for contextual awareness and predictive user behavior could significantly enhance the server's ability to accurately categorize locations and personalize payment order recommendations.

Status: Not in forceListed as no longer active. The specific reason is not in the record we hold.
How hard to build: SpecializedMobile app, server-side logic, API integration

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