This invention describes a system for managing insurance or financial risk for fleets of autonomous or partially autonomous vehicles. It uses vehicle sensor data, including the vehicle's level of automation, to dynamically adjust risk parameters and associated payments between two risk-transfer systems. The claims narrow this to an automotive car system that specifically measures and transmits the level of automation to adjust these parameters.
Why it matters: Filed before advanced AI and widespread autonomous vehicle data streams were common. Today, sophisticated AI and vehicle connectivity make real-time, data-driven risk assessment for autonomous vehicles highly feasible.
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