This invention describes a system that automatically customizes how a digital service works, particularly for mobile users making transactions. It uses a smart "expert engine" to analyze what the user needs and the specifics of their transaction, then adjusts parts of the service to fit those requirements. The claims specifically narrow this to configuring the user interface based on transaction details.
Why it matters: Filed before widespread practical AI/ML for dynamic system configuration. The expert engine for adapting payment interfaces is now more feasible with advanced machine learning.
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